This is Rain Qin, from the Playstation game Fear Effect 2: Retro Helix.
Hands up, I never played the game, though I did play the prequel which Rain didn't feature in. This particular image was inspired by the spin-off comic from Top Cow, where Rain is escaping some faceless bad guys on a jetski. I just really fancied trying an action pic for once.
This is another in my series of images that were destined to never see the light of day!